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The 4% Rule – Does It Still Work?

You’ve heard of the 4% rule. But do you actually know if it applies to you? In this episode, we cut through one of retirement planning’s most quoted and misunderstood guidelines. If you’re wondering whether your retirement plan holds up, hit play.

In This
Episode

Rick Zich, MSF, MBA, CEPA®

Partner

As a wealth advisor, Rick helps clients define their financial goals and create personalized plans to pursue them, balancing practicality with long-term aspirations. His approach is built on open communication and mutual trust. Before joining SIA, Rick was President and CFO of a consumer goods company and currently co-owns Trinity Diamonds with his wife. He […]

Douglas Riegger

Financial Advisor

Douglas Riegger is a financial advisor with SIA, working with individuals and families to create practical, well-structured financial plans. He specializes in two primary areas: helping clients prepare for significant future spending goals and working with business owners and skilled trades professionals to build and protect long-term financial stability. Douglas is passionate about helping clients […]

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There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification and asset allocation do not protect against market risk.

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